More than just payments—
power your growth in OpenPay
Stop piecing together billing, payments, and subscription management with clunky workarounds. OpenPay handles it all—payments, analytics, retention, and more—seamlessly in one place.
4 reasons to switch from Stripe Connect to OpenPay
SaaS businesses need more than basic payment processing to thrive—they need smart tools that drive growth. OpenPay goes beyond billing with an all-in-one platform for subscription management, optimization, and analytics, giving you the control, insights, and flexibility you want.
Higher payment success with smart routing
OpenPay: OpenPays AI-driven smart routing finds the best processor for every transaction, increasing success rates and lowering costs.
Stripe Connect: You’re locked into their payment system, forcing you to rely on one processor for everything. Thats like betting the house on a single hand—when payments fail, fees spike, or regional limitations hit, you’re left scrambling without a safety net.
Data thats always accessible and secure
OpenPay: You’re guaranteed full, uninterrupted access to your customer and transaction data at all times—no lock-ins, no surprises; just complete control over your business
Stripe Connect: You risk being trapped in their ecosystem, facing data lock-ins and surprise limitations. That means your access to customer and transaction data isn’t guaranteed when you need control the most.
Real-time metrics at your fingertips
OpenPay: With OpenPays centralized dashboard, tracking growth, retention, and revenue across processors becomes a breeze. Make faster, smarter decisions with unified insights designed to help you grow
Stripe Connect: Instead of a centralized dashboard, youre left juggling multiple tools, which makes it harder to get unified insights and can slow down your decision-making when you need to grow
AI-powered retention that scales with you
OpenPay: OpenPays built-in, AI-powered dunning, upsell, cross-sell, cancellation, and win-back flows automate retention efforts, boosting LTV and slashing churn—so you focus on scaling, not firefighting.
Stripe Connect: Without AI-powered automation, you're left managing crucial retention tasks manually, which means more time firefighting and less time focused on scaling your business.
Built for ambitious entrepreneurs
“Streamlining our operations was crucial for expanding our AML program. OpenPay's user-friendly platform allowed us to manage risk effectively, ensuring our partners could grow while maintaining a secure and compliant environment.”
Head-to-head comparison: OpenPay vs. Stripe Connect
Subscription Management
Feature
What it does
Smart payment routing
Route payments dynamically across different payment processors, optimizing payment authorization rates and reducing transaction costs.
Multiple payment method support
Ex: Apple/Google Pay, credit card, debit card, ACH, etc.
Flexible billing schedule support
Ex: monthly/annual/quarterly/etc.
Custom hosted checkout
Customizable, white-labeled checkout flows.
Custom hosted payment links
Customers are able to update their payment method on a site that has the company's custom domain (ex: https://pay.oddslam.com/).
CRM/CPQ integrations
Ex: Intercom/Salesforce.
Free trials
Customers can be put on free trials before converting to a paid subscriber.
Invoicing
Create, customize, send, and revise invoices from a unified dashboard.
Subscription migration
Migrate subscriptions from your third-party billing processor or internal billing system.
Usage-based billing
Automate billing for usage-based pricing models.
Discounts/credits/refunds (full and prorated)
Offer discounted prices and customer refunds.
Automatic tax calculation
Calculate and collect sales tax, VAT, and GST on both physical and digital goods and services.
Customer subscription management portal
Allow customers to easily manage their subscriptions (ex: add payment methods, update their subscriptions) on a custom-hosted page.
Billing for platforms & marketplaces
Network tokenization
Replace sensitive card data with unique tokens in coordination with the card networks and issuing banks.
Credit card automatic updater
Automatically update expired or renewed card information directly with card networks.
Strong Customer Authentication (SCA)
Strong Customer Authentication (SCA) is a European regulatory requirement to reduce fraud and make online and contactless offline payments more secure.
Subscription Analytics
Feature
What it does
Standard SaaS metrics
MRR/ARR, new/reactivations/upgrades/downgrades/existing/churned/trialing, LTV/ARPU/retention rate/churn rate/conversion rate
Payment acceptance rate
Calculates the percentage of payment transactions successfully authorized
Subscription optimization metrics
Failed payment recovery rate / cancellation deflection rate and insights / reactivation rate / crossell and upsell acceptance rate
Proactive anomaly signaling
Notifications for any anomolies that occur in SaaS metrics trends (ex: increase in churn rate for China-based customers this month)
Packaging/bundling pattern recognition
Analyzes historical customer purchasing patterns to highlight which plans are often purchased together by what types of customers
Segmentation/data enrichment
Segmen data bsed on things like location, acquisition channel, etc..Identify customers with the best conversion and upgrade potential, pinpoint the most effective pricing plans, and drill down on attributes that drive LTV.
Customer health scores
Combines historical subscription revenue data with customer engagement data to determine which customers are most at risk of churning, most likely to come back, and most likely to increase their spend.
Subscription Optimization
Feature
What it does
Cart abandonment notifications
Abandoned cart push notifications allow you to automatically send push notifications to people who added a product to their cart but didn't check out
Smart credit card retries
Retries customer credit cards when payments fail according to a "smart" schedule that optimizes for conversion (we'll use AI here)
Dunning emails
Reaches out to customers with failed payments to remind them to update their credit card information
Card rotator
Optimizes for payment acceptance by trying each of a customer's on-file credit cards until one successfully goes through
Cancellation surveys
Collects insights for why a customer is cancelling their subscription
Cancellation salvage offers
Surfaces salvage offers (ex: trial extension, discount, support, subscription pause) as an alternative option to the user instead of cancelling
Winback (reactivation) campaigns
Outreach to incentivize customers to reactivate their subscriptions.
Upsell/crossell campaigns
Outreach to incentivize customers to increase their subscription term or subscribe to additional plans.
Localized outreach
All outreach is sent out in the customer's language preference.
A/B testing functionality for all subscription optimization campaigns
Gives users the ability to A/B test different flows in production in order to optimize for the most effective ones
Future-proof your business with OpenPay
Relying on Stripe Connect is a gamble. If a processor fails, your cash flow takes a hit—hard. OpenPays smart routing steps in when things go south, automatically sending transactions through backup processors so nothing slips through the cracks. No shutdown surprises, no single-vendor risks, just smooth, uninterrupted growth. Ready to stop playing payments roulette?
